Cyber Monday Safety Tips

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Top Tips for busiest internet shopping day of the year 

 

 

Install protection on your computer with antivirus or full security suite products

Stay up to date – make sure you regularly patch your operating system to minimize your system vulnerabilities

Secure your network and use this to shop online. Don’t use someone else’s as it may not be secure

Don’t click into links sent out by unsolicited spam or phishing emails – Go direct to the website URL

Let your system browser help you stay safe – Enable your browser phishing and malware protection filters

Use a credit card instead of a debit card – Credit cards come with several fraud protection services, allowing you to dispute fraudulent charges and withhold payments in the event of a dispute.

Always look for the website URL to be shown as HTTPS and look for the padlock icon – Banking data sent over unsecured websites may be vulnerable to online thieves.  Be sure that when you are in the checkout process, your browser indicates that you have a secure connection {the URL will begin with https rather than the standard http}.

Look at customer reviews for websites if you’re not sure on using the site

If a deal sounds too good to be true, – it probably is. Consumers are urged to be wary of receiving unsolicited mail asking them to visit sites for cheap deals on hard to get items. These may contain links designed to compromise your computer and steal your credentials

If you’re still in doubt, consider alternative payment methods such as PayPal, Gift Cards or Pre-Paid credit cards.  Some websites allow you to checkout using any money you may have on Paypal, which can save you from having to provide bank account information.

Make sure that you are on the real website for the vendor you’re using. When possible, avoid doing a Google search for a company’s website & instead go directly to their site in order to avoid clicking on links that appear to be the company’s but are actually fake sites.

If you’re curled up at a café doing your shopping {or anywhere away from home}, be sure to use a VPN.  Since you’ll be on a shared Wi-Fi network, it’s easier than usual for a potential identity thief to get your personal information. With a VPN network, you can shop in public without worry {just don’t leave your debit card out in plain sight}.